I am a
coronavirus patient, want to donate my $8.3M Property to someone!
My Dear
Friend,
Let me first
of all inform you, I got your email address from a mail Directory and decided
to mail you for a permission to go ahead. I am Mrs Kathleen from United
Kingdom, married to Dr. Harry who worked
with Texaco Oil Company in Malaysia before he died in a ghastly motor accident
on his way to a Board meeting.. My Husband and me were married but without any
children. Since his death I decided not to re-marry and presently I am 69 Years
old. When my late husband was Alive he deposited the sum of $8.3M. (Eight
Million Three Hundred Thousand U.S. Dollars) with a Bank.
Presently
this money is still with the Bank and the management just wrote me as the
beneficiary to come forward to receive the money or rather Issue a letter of
authority to somebody to receive it on my behalf. I am presently in a hospital
where I have been undergoing treatment Coronavirus. I have since lost my
ability to talk and my doctors have told me that I have only a few months to
live so I think the best thing to do is to use the money for charity purposes.
I want a person who is trustworthy that I will make the beneficiary of my late
Husband's Fund deposited with the bank so that the person can get the money and
utilize 70% of this money to fund churches, orphanages and widows around the
world.
As soon as I
receive your reply I shall give you the contact details of the Bank. I will
also issue you a letter of authority that will prove you as the new beneficiary
of this fund. Please assure me that you will act accordingly as I stated here
in and Keep this contact confidential till such a time this funds get to your
Custody. This is to ensure that nothing jeopardizes my last wish on Earth.
I await your
urgent reply. Email: mrswhite.k e-mail.ua
Regards,
Mrs. White
..
(Above Email is the Example/Format of Scam Email, Stay Safe & Ignore this types of Emails)
|
coronavirus |
Scam artists
are everywhere, even during the time of Corona virus. Some tips are here to
keep you safe.
There has
been a spike in scammers feeding off of fear around the coronavirus. That's why
everyone needs to do their research
before contacting anyone or donating money or clicking on an email link.
"There
are a variety of fraud schemes that we are seeing to take advantage of folks,
"When someone is trying to keep up on the news and they see an email that
appears to be from the Federal Government giving them advice, you can see how
someone might fall for that."
Being more
and more isolated increases our vulnerability.
Eva Velasquez,
Identity Theft Resource Center
There are
three specific scams the warning about:
Fake CDC
emails: these emails appear to be from a health organization like the Centers
for Disease Control, but if you click on a link or attachment it could download
malware that can freeze or lock your computer.
Phishing
emails: these emails ask you to confirm personal information so you can receive
your check from the government or other financial assistance.
Fake
treatments and equipment: posts and emails may offer cleaning supplies, masks,
and cures but will instead sell you a fake product or take your personal
information. You can find more information about counterfeit products on the
CDC's website here.
Have you
ever been the victim of an online scam? What did you do about it?
10 Common
Email & Internet Scams – How to Avoid Them
Avoid Common
Email Internet Scams
Cybercrime
is a very lucrative business for Internet con artists, and this is why these
scams are so prevalent across the web. Thieves are out to steal your money, and
if they can’t get you to directly hand over the password to your online bank
account, they’ll try to steal your identity or infect your computer with
spyware – which, in turn, can be used to procure personal information to access
your money.
While there
are many ways you can be duped online, you can arm yourself by learning to
recognize the most common scams. Keep your guard up, and always keep an eye out
for anything that looks suspicious.
Email Scams
Some of the
earliest forms of cybercrime were email scams, which continue to this day. Here
are five of the most common types:
1. Foreign
Lottery Scam
The foreign
lottery scam is one of the most common types of email scams, in which you
receive what looks like an official email from a foreign lottery corporation.
The subject line offers a congratulatory announcement, and may include the
supposed amount of money you’ve “won.”
Here are the
sure signs your winnings are false:
The Sender
Is a Person. If the sender is an individual – or is, at least, obviously not an
official lottery email – then you know you’ve got a scam on your hands. For
example, mikesmith1453@earthlink.com certainly is not going to be the guy to
tell you that you’ve won several million dollars.
Your Name Is
Not in the “To” Field. If your name is not in the “To” section of the email,
then this phishing email has likely been sent to thousands of people, all in
the hopes of snagging a few bites.
The Lottery
Doesn’t Exist. Do a simple Google search. Does the lottery even exist? You may
find that not only is the lottery fake, but that it’s a well-documented scam.
Request for
Information. Scammer emails routinely request your full name, date of birth,
street address, and telephone number. This is known as a phishing scam, which
is designed to get you to reveal sensitive personal information. Once you
respond with this information, you’ve been hooked, and may ultimately end up
with a stolen identity or, even worse, a drained bank account.
The best way
to avoid the common email scam is to realize this one simple rule: If you did
not enter the lottery, you will not win the lottery. And even if you do enter
the lottery, you probably will not win.
2. Survey
Scam
This common
email scam looks innocent enough. You’ve expressed interest in social issues,
such as global warming or the war in the Middle East, and you’ve been sent a
survey that requests your input. Why not participate? Unless you’ve
specifically requested to be on a survey mailing list, what you’re getting is
nothing but spam.
When you
click on the link to take the survey, malicious spyware or malware is installed
on your computer. Once this occurs, cybercriminals can spy on every move you
make on your computer, collecting passwords, bank account information, and
more. Suddenly, you may see thousands of dollars worth of charges on your
credit card bill for purchases you never made. This is result of identity
theft, and it can ruin your life.
Paid Survey
Scams
3. PayPal or
Online Credit Card/Banking Scam
This one got
me several years ago, and it was incredibly irritating. At first, you may
really believe there’s something wrong with your PayPal account, as you will
receive an email that appears to be from PayPal with a warning message such as,
“Act now, or your account will be deactivated,” or “Security breach on your
account.” This can cause you to panic, open the email, click the link, and log
in to your account.
The problem
is that you’re not really on PayPal’s website, but rather a false website
designed to look identical to PayPal. You’ve just given your email address and
password to your actual PayPal account to a cybercriminal, who can now use that
information to change your password and clean you out. They may even use this
information to scam your friends and business associates.
Here are
some surefire ways to tell if an email supposedly from PayPal is nothing but a
scam:
The Sender’s
Email Address Is Suspicious. Just because the sender’s name is “PayPal Security
Center” does not make it legitimate. An address such as “security-paypal-center@int.paypal.uk.org”
is a dead giveaway that you’re being taken for a ride. PayPal only sends emails
from addresses that end in “@paypal.com.”
They Don’t
Know Who You Are. Whether it’s PayPal or your credit card company, if you do
business with them, they know your name and will use every opportunity to use
it. Any correspondence beginning with “Dear valued customer” is a scam.
The Linked
URL Is Not Legitimate. Hover your mouse over the “click here” or “take action
now” link, and if you see a strange URL that does not take you to PayPal.com,
don’t click.
The Email
Includes a Threat. This is how they got me. I was told that there was a
security breach on my account, and if I didn’t take the actions recommended in
the email, my account would be temporarily suspended. I clicked on the link and
input my email address, password, and account information. Thankfully, shortly
thereafter, I was tipped off and was able to call and cancel my account.
Remember, no
legitimate company will ever threaten to close your account if you ignore an
email.
4. Mystery
Shopper Scam
The secret
shopper (or mystery shopper) scam has several different variations, but all are
designed to steal your money, your information, or both. This common
work-from-home scam attempts to suck you in with an email featuring a subject
line promising you a large income, simply by working as a mystery shopper. You
need no experience or education, and you can make up to $200 to $300 a day
doing just what you love: shopping! Sounds too good to be true, right?
It is
indeed. Instead of being paid to shop, here are the two ways in which you can
be swindled:
You Have to
Pay Upfront. The money looks good, but in order to get your “training
materials,” you must send the company money via PayPal or with a personal
check. You send the money and wait for a package that never arrives.
You Receive
a Fraudulent Check. This one is even worse. You provide the false company your
address, and are sent a fraudulent check in the mail as your first payment.
However, you are requested to send some of the money back to cover your study
materials. You cash the check, wire the requested amount of money, and then
discover that the check you deposited has bounced. You’re responsible for
$1,000 or more worth of fraudulent check charges, plus overdraft fees.
If you
didn’t apply for a job, you won’t be offered a job. They don’t just fall out of
the sky. Furthermore, if you’re ever asked to spend money upfront for
materials, you are likely being scammed.
5. Nigerian
Check Scam
Another one
of the more common email scams is the Nigerian check scam. If you are subject
to this scam, you receive an email from an a royal-sounding person with the
name of “Sir Arthur Von-Monsoon,” or “Barrister Frank N. Stein” with a request
to help recover large sums of money from an overseas bank. As a reward, you’ll
receive a handsome cut of the cash. Nice, huh?
Unfortunately,
there’s always a catch. It seems like a win-win situation, so you respond with
your willingness to help. You are told the money will be transferred to your
bank account; therefore, you must provide your bank account information. Also,
there are transfer fees involved, and you have to pay those as well. Once you
pay a couple hundred dollars, waiting for your huge windfall, you receive
another email stating there has been some type of holdup, and you must send a
bit more cash.
This
continues until you, the unsuspecting victim, realize that money is only going
one way: out of your bank account.
Nigerian
Check Scam
Social
Networking Scams
Thanks to
social networking sites, you can connect with friends, relatives, and even
celebrities all over the world. The problem? You can also connect with a wide
variety of cybercriminals who specialize in online hoaxes.
Here is a
short list of the most common types of social networking scams:
6. Hijacked
Profile Scam
Recently, a
girl I’d gone to high school with suddenly sent me a message on Facebook that
said, “Hey girl, if you get some time, will you give me a call?”
I was immediately
suspicious. We’re nothing more than mere acquaintances, and we’ve never once
spoken on the phone. Though I figured her Facebook account had been hacked, I
messaged her back and told her I couldn’t make long-distance phone calls. She
responded by saying she had this wonderful business opportunity for me to get
in on, and sent me a couple of links.
At this
point, I knew it was a scam. Her profile had obviously been hacked, but the
scammer was attempting to be clever by using personal details in our conversation,
such as where we went to school. I ended up deleting her from my friend’s list
because I couldn’t get a hold of her to tell her she’d been hacked.
You should
also be wary of requests for money from friends – especially because these
hoaxes can seem very real. Say you have a friend who travels often and posts
pictures and updates about his various exploits. Suddenly, he sends you an
urgent message claiming to be stuck somewhere overseas and needs some money to
get home. Before you send any, try to contact him another way. He could be the
victim of a hacked account.
7. Quiz Scam
It may be in
your best interests to delete all app requests, and never take social
networking quizzes. Turns out those “Which Twilight Character Are You?” quizzes
could end up costing you a monthly charge.
It starts
out innocently enough: You see the quiz on your friend’s profile, click on it,
and enter your cell phone number as instructed. The quiz pops up, you take it
and find out you’re more an Alice than a Bella, and promptly post it on your
profile for all of your friends to see and participate in.
When next
month rolls around, you’re shocked to learn that a $9.95 fee has been added to
your cell phone bill for some dubious “monthly service.” Remember that the quiz
asked you for your cell phone number in order for you to take it? You were so
anxious to get the results that you didn’t even stop to wonder why they wanted
it. Now you know.
8.
Suspicious Photo Scam
This is one
of the most common ways online con artists obtain login information to hijack
an account. One of your friends, whose account has been hacked, posts a link on
your page with a message such as, “OMG! Is this a naked picture of you?”
This causes
you to panic and you click the link, only to find yourself back at the Facebook
login page. You figure it’s just one of Facebook’s many glitches and login
again.
By doing
this, you’ve just disclosed your Facebook (or Twitter) account login
information. Now, some cybercriminal is out there using your profile to attempt
to scam your friends.
If you see a
suspicious link, simply delete it and send a message via email or text message
to your friend to warn them they’ve been hacked.
9. Hidden
URL Scam
As a regular
Twitter user, I always use TinyURL.com to shorten my links. Plenty of
legitimate businesspeople do this to get around Twitter’s character limit.
However, when clicking links, it’s best to err on the side of caution.
When you
receive a new follower on Twitter, check out their previous updates. Do they
all look like spam? Do they follow thousands of people, yet have few followers
of their own? Is their profile picture worthy of a Victoria Secret or Maxim
catalog cover? If this is the case, beware. Clicking on their links could take
you to a website where spyware or malware might be downloaded onto your
computer without your knowledge.
10. Sick
Baby Scam
This one is
sick alright. The sick baby scam works like this: A “friend” posts a photograph
of an ill baby or young child with a caption beneath it that reads, “Little
Jimmy has cancer. Click this link to donate $1 to help him and his family.
Every little bit counts!”
Your heart
goes out to this helpless little baby, and you click on the link, whip out your
bank card, and donate some money. What you don’t realize is that the money
isn’t going to help some dying child – it’s going straight to the bank account
of a con artist.
Also,
remember that shares don’t equal donations. Often, instead of sending money to
help the “sick baby,” you’re asked to share the photo with everyone you know
because each share supposedly earns $0.05. However, Facebook, nor any social
networking website, will donate money based on how many times something is
shared. This is almost always an attempt to phish for personal information.
Sick Baby
Scam
How to Avoid
Common Scams Online
Whether it’s
an email scam or a social networking scam, there are some dead giveaways when
it comes to recognizing them before they get you. Here are five ways to avoid
common scams:
Delete
Unsolicited Emails. One of the best ways to avoid email scams is to delete
unsolicited emails. Legitimate companies will never send you pertinent
information by email.
Don’t
Believe Promises of Money or Prizes. Any email or social networking link that
promises free money or prizes should be dismissed, as these are almost always
scams.
Question
Requests for Donations. Whenever there’s a national disaster, con artists have
a field day sending bogus requests for donations. Instead of donating through
email to an unknown charity, give to legitimate charities, such as the Red
Cross.
Never
Disclose Sensitive Personal Information. Any person who sends you an email
asking for sensitive information, such as your bank account number or Social
Security number, is up to no good. No matter what they promise you, mark the
email as spam and move on.
Hover Before
You Click. Whenever you receive an unsolicited email asking you to “click
here,” beware – even if it sounds like a legitimate company. The same goes for
social networking links that take you to what appear to be login pages. These
may be, in fact, sites designed to steal your information.
Final Word
If you’ve
fallen for any of these online scams, you’re certainly not alone. Online con
artists are very clever, using underhanded methods to get information and money
from unsuspecting people. However, you can protect your identity and your money
by arming yourself with knowledge – as well as warning your children and
elderly relatives – and avoid falling prey to scammers.
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